Last updated: This page explains how the calculators and content on ProjectedWealth.com should and should not be used.

No financial advice

Nothing on ProjectedWealth.com constitutes financial, investment, tax, or legal advice. The calculators provide estimates based only on the numbers you personally enter. We do not know your full financial situation, and we are not recommending any specific investment, product, contribution amount, retirement age, or withdrawal rate. Any decision you make based on information from this site is made at your own discretion and risk.

Estimates only

Every calculator on this site uses simplified assumptions about compounding and growth. None of them account for taxes, inflation, fees, employer matching, market volatility, or changes to your income or expenses over time. Actual results will differ from the projections shown, often significantly. A calculator projection is a starting point for thinking about your finances, not a prediction of what will actually happen.

Assumed rates of return

Where a calculator asks you to enter an expected annual return, that number is your own assumption, not a promise or guarantee from us. Past investment performance does not guarantee future results, and any rate of return you choose to model is hypothetical.

Consult a professional

Before making significant financial decisions, we encourage you to speak with a licensed financial advisor, accountant, or other qualified professional who can review your complete financial picture.

Contact

If you have questions about this disclaimer, contact us at contact@projectedwealth.com.